Insurance & Investment Strategies to Help Protect and Plan your Financial Future

Northwest General Insurance and Financial Services has over thirty years of experience in the insurance and financial industry to leverage in helping ensure you can meet all of your short term needs, while also planning for life’s major milestones down the road.  It is our goal to become our clients’ most trusted advisor.  And, with literally thousands of investment and insurance options out there, you’ll appreciate our uncomplicated approach designed to help you achieve all of your financial goals.


  • Short term needs – monthly obligations, emergency expenses, etc.
  • Long term – saving for retirement
  • Major purchases – buying home, paying for college or a wedding
  • And preparing for the unexpected

Ready to talk? 

Mutual Funds

Mutual funds are investment vehicles that allow you to diversify your investments and pool your money together with other investors to purchase a collection of stocks, bonds, or other securities.   The consultants at Northwest General Insurance and Financial Services have the expertise and technology resources needed to research and review investment portfolios before making investment decisions.

Note:  Diversification does not guarantee a profit, or protect against a loss in a declining marketing.  It is a method used to help manage investment risk.


An annuity is an insurance product (investment contract with an insurer) designed to pay you an income over a period of time, of which payments can be deferred or immediate.  They can help you grow your savings, inheritance, and retirement portfolio. In fact, they often provide you with retirement income that you cannot outlive.

Annuities are complex with an array of product choices, such as fixed, variable or indexed. We recommend you contact one of our experienced agents to discuss possible benefits, risks, and costs.

Note:  Guarantees are backed by the claims-paying ability of the issuing company.

College Funding Plans

College funding plans help families set aside money, usually tax free for future college costs.  These plans include 529 Plans, Custodial Accounts, Coveredell Education Savings accounts and others, all having unique features and advantages. With some plans, anyone can contribute to the plan, up to a certain amount without being taxed. With some plans, withdrawals are federally tax-free and penalty-free as long as they are used for educational purposes or for the named beneficiary.

We recommend you contact us for more information and to discuss possible benefits, risks, and costs, as College funding plans can be complex.

Group Retirement Plans

Northwest General Insurance and Financial Services provides comprehensive plan design and administration for both qualified and nonqualified retirement programs, including all types of profit sharing, defined contribution and defined benefit plans such as:

  • Traditional 401(k)
  • Safe Harbor 401(k)
  • Profit Sharing 401(k)
  • Roth 401(k)
  • Cash Balance
  • Money Purchase
  • SEP Plans
  • IRAs
Our Retirement Plan services include:
  • Plan qualifications
  • Non-discrimination testing
  • Form filings and annual reporting
  • Prepare benefit statements
  • Plan terminations
  • And more

Because no one plan fits all businesses, we will help you explore the options that best fit you and your employee’s needs, now and as they may change over time.

Insurance Solutions

Northwest General Insurance and Financial Services offers a variety of life and supplemental health insurance to help you build your savings, and/or prepare for life’s milestones, as well as the unexpected.

Permanent Life insurance pays a death benefit and helps you build a cash value to save for the future.  Term Life pays for your final expenses and protects your loved ones in the event of your passing.  Click here for more on our Life Insurance solutions.

Supplemental Health Insurance, such as Long-Term Care, Disability Income Protection, Accident, and Critical Illness/Cancer cash policies pay benefits that go beyond traditional health insurance.  Click here for more information on our Supplemental Health Insurance policies.  

Key Person Benefits go beyond typical Group Life and Disability insurance offered to employees, which usually only cover a fraction of a key executive’s high income.  For more on Key Person Benefits, click here.